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Business Insurance in Ithaca, NY

Since 1960, business owners throughout Cortland, Binghamton and the surrounding towns in Tompkins County have trusted Larkin Insurance with finding the best business insurance policies. Located in Ithaca, NY, we’re an independent, locally-owned insurance agency that works with a variety of well-known national insurance providers to find the most comprehensive and affordable business insurance plans.

We’re committed to helping you protect your business from liability and damages. When you work with Larkin Insurance, you’ll get personalized, one-on-one guidance from an experienced agent who will help you find an insurance plan that includes the coverage you need at a price you can afford, whether you’re looking for commercial property insurance or a plan that fits your needs as an independent contractor.

We’ll help you find a plan that covers:

  • Commercial Property Insurance – Anything can happen to your business’ physical property—a burst water pipe can flood your building, you could have supplies and equipment stolen during a break-in or a storm could damage the landscape surrounding your building. Commercial property insurance can help insure your business’ building, inventory, equipment and surrounding landscape so if anything happens, you don’t have to pay costly expenses out-of-pocket to repair or replace what your business needs to thrive.
  • Commercial Auto Insurance – You rely on work vehicles to help your business succeed, so it’s important to get the right commercial auto insurance plan so your business’ vehicles are fully covered in the event of an accident, break-in, natural disaster or another scenario. We’ll help you find the right plan that can cover repairs and replacements for your work vehicles, including cars, vans, trucks, trailers and more.
  • Commercial Liability – If you encounter a situation while running your business that results in legal action, your commercial liability insurance will take care of any legal fees so your business’ assets are protected, whether your business is sued as a result of a workplace injury, you’re accused of employment discrimination, or you catch an employee stealing money from the company. We can help you find the right policy that gives your business the protection it needs so you can keep running it smoothly.
  • Contractors’ Insurance – As a contractor, you regularly face risky situations. Stay protected with a contractors’ insurance plan that covers everything essential to getting the job done, including medical expenses, equipment, vehicles and more. We’ll help you find the right contractors’ insurance package that fits your needs and budget so you can feel at ease, no matter what you’re working on.
  • Workers’ Compensation – Workers’ compensation is a necessity to running a business. Not only are employers in New York required to have it, but it also protects your employees if they ever get injured in the workplace. Our agents can help you find the right plan that will adequately provide for your employees’ medical expenses and lost wages.

We work with a range of providers—like Dryden Mutual, National Grange and Preferred Mutual—to find the plan that’s perfect for you.

To speak with an agent, call 607-273-4732.

A businessman sitting at a desk looking over paperwork for business insurance through Larkin Insurance Inc. in Ithaca, NY